When looking for a home, you need someone that will represent you. Be careful of calling the person on the sign in the yard as they represent the seller. Get representation whether it's a home listed by a Realtor, new construction, or a FSBO (for sale by owner). When you enter a home, whoever takes you in or shows you the home is probably the person you will be working with because another agent, at that point, cannot represent you. In the case of new construction, call me before you decide to visit.
I will represent you and make sure what you want is negotiated in the sale and the seller pays my costs! |
First Time Home Buyer Assistance
|
|
|
The following programs give assistance to first time home buyers whose income is within the guidelines of each program. For more information, please contact the counseling agency, government agency or lenders
provided.
The USDA program is a program for anyone buying homes South of the Delaware Canal. It provides loans to home buyers moving into "rural" areas as defined by the USDA. For instance, Dover would not be considered a rural area. For information on which areas qualify, contact the agency directly. Also, the NCALL counseling agency does alot of work with these types of loans.
For the first time homebuyer program in New Castle County, contact Beverly Ward at YWCA Delaware. Her number is (302) 224-4060. Her office is located at 153 E Chestnut Hill Road, Newark, Delaware. Classes are held the 2nd Saturday of each month. Call Beverly to get registered.
|
Want to Buy a Fixer-Upper?
|
|
|
If you are interested in buying a fixer-upper, look into applying for a 203(K) loan. This type of loan will allow you to add the cost of the repairs in with your mortgage. For more information, contact Wells Fargo at (302) 731-1400 or First Mariner Bank at (888) 370-9677.
|
HUD Homes
|
|
|
If you are interested in buying a HUD home, I can help you with that. If you are bidding as an owner-occupant, you must occupy the home for 12 months.
Click on the link to view the HUD homes and view the Property Condition report and the Environmental Compliance Report to get an idea of what repairs the property will need. If the property is eligible for a 203(K) loan that will be indicated.
|
|
|
|
|
|
|
|
|
|
|
Be sure not to pay too much for your home!
Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture...
Read More  |
|
|
Ensure A Smooth Home Purchase
Buying a home can be an emotional, time-consuming, and complex process...
Read More  |
|
|
Avoid the Most Common Buying Errors
Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details...
Read More  |
|
|
Things To Keep In Mind When Buying Your First Home
Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home...
Read More  | | | |
|